We are rating three bills Not Affordable.
S.3155 (Cooney)/A.8349 (Septimo) prohibits Insurers that are required to provide coverage for in vitro fertilization from requiring the transfer of all embryos from a prior cycle as a prerequisite for coverage of a subsequent cycle.
S.4497 (Hinchey)/A.7339 (Rozic) requires insurance coverage for fertility preservation services without restriction to cases for when a medical treatment may directly or indirectly cause iatrogenic infertility.
S.8866 (Salazar)/A.885 (Paulin) establishes “The Equity in Fertility Treatment Act”, and relates to the definition of infertility and health insurance coverage for the treatment of infertility.
Each new health insurance coverage mandate increases costsfor New York’s small and medium-sized businesses and their employees. It forces them to purchase coverage that they may not need or want, making it difficult to find affordable health insurance. These mandates only apply to fully insured policies that are either purchased by individuals on the marketplace or received through a small or medium-sized employer; they do not mandate coverage under self-insured health plans.
